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Welcome to Your Homebuying Journey
Making Milestones Memorable and Enjoyable
Buying a home is an exciting and significant milestone, and I’m here to make the journey as smooth and enjoyable as possible. This guide is designed to help you understand the process, make informed decisions, and feel comfortable every step of the way. Let's get started!
Your Life-Changing Home Purchase
Purchasing a home is not just a transaction; it’s a life-changing experience filled with anticipation and joy. Whether you're a first-time homebuyer, looking to expand your family, or investing in a mountain vacation property, I'm dedicated to ensuring you have a seamless and stress-free experience. My goal is to be your trusted advisor and friend, guiding you through each stage with clarity and confidence.
A Comprehensive Guide to Your New Home
Step 1: Define Your Goals
Before we dive into the search, let's take a moment to understand your needs and goals. What are you looking for in a home? Consider factors like location, home features, and budget. Do you want to be close to schools, work, or downtown Asheville? How many bedrooms and bathrooms do you need? Do you want a backyard, a modern kitchen, or a cozy fireplace? What is your budget? Have you been pre-approved for a mortgage?
Step 2: Get Pre-Approved
Getting pre-approved for a mortgage is an essential step. It helps you understand how much you can afford and shows sellers that you are a serious buyer. I can recommend trusted lenders who will guide you through the pre-approval process.
Step 3: Start Your Search
Now the fun begins! We'll explore different neighborhoods and visit homes that match your criteria. I’ll provide you with detailed information about each property and help you weigh the pros and cons.
Step 4: Make an Offer
Once you find the perfect home, it’s time to make an offer. I’ll help you craft a competitive offer based on market conditions and the value of the home. We’ll negotiate terms that work in your favor and aim to get your offer accepted.
Step 5: Home Inspection
After your offer is accepted, a home inspection is crucial. It ensures the home is in good condition and identifies any potential issues. I’ll connect you with reliable inspectors and help you understand the inspection report.
Step 6: Finalize Your Mortgage
With the inspection complete, you’ll work with your lender to finalize your mortgage. This involves providing necessary documentation and ensuring all financial aspects are in order.
Step 7: Closing
We’re almost there! The closing process involves signing the final paperwork and transferring ownership of the home to you. I’ll be there to guide you through every document and answer any questions you may have.
Step 8: Move In!
Congratulations! You’re now a homeowner. It’s time to move in and make your new house a home. I’m here to help with any post-move questions or needs you might have.
First-Time Buyer?
BUYING
We would be honored to assist you in your search for a new home. Contact us to inquire about exclusive new-home-buyer incentives that are only available to our team members.
Learn More About the Area!
COMMUNITIES
Before you invest, check out the properties in the neighborhood. The Featured Areas area is a good place to look for information about the neighborhood.
Consider Using a Mortgage Calculator.
CALCULATOR
Calculate your monthly mortgage payments using the Mortgage Calculator.
Get in Touch with a Pro!
CONNECT
Please don't hesitate to get in touch with us whenever you have questions regarding the area or a specific property you're interested in. At each point in the process of purchasing a home, you can rely on our assistance.
Curated Homes For You
BUYING FAQ'S
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.
